1. Introduction
Instant Cash Offer Generator LLC ("ICOG," "we," "us," or "our") operates Instant Cash Offer Generator LLC. This Privacy Policy explains what we collect, how we use it, and your choices. By using the site or submitting a request, you agree to these practices.
2. Information We Collect
Information you provide:
- Property address, city, state, and zip code
- Property details: square footage, bedrooms, bathrooms, type, and condition rating
- Any follow-up communication you initiate via phone, SMS, or email
As of April 2026, the offer request form does not collect your name, email, or phone. Contact information is collected only if you reach out to us directly.
Information collected automatically:
- IP address and request metadata in server logs
- Browser, device, and operating system details
- Session and local browser storage used for form progress, rate limiting, and estimate delivery
- Address lookup and market-data request details needed to return results and troubleshoot issues
3. How We Use It
- Generate preliminary cash offer and listing-price estimates
- Respond to your inquiries and facilitate a potential purchase
- Send SMS follow-ups you consented to (see Section 8)
- Improve our calculator and market-data tools
- Operate address autocomplete, verification, and market-data lookups
- Comply with law and prevent fraud
AI-generated estimates: We use AI and automated valuation models to produce preliminary estimates from the property and market data you provide. Results are informational only and are reviewed by our team before any final offer. We do not make significant decisions about you through automated processing without human review.
4. How We Share Information
We do not sell your personal information. We share it only:
- With service providers who host the site, store operational data, communicate with you, protect the site, or supply estimate inputs
- For legal compliance when required by law, court order, or government request
- In business transfers such as a merger, acquisition, or asset sale
- With your consent for any other disclosure
5. Service Providers & Data Sources
We use vendors for hosting, communications, property and market data, address verification, storage, and AI. They process your information only to deliver our services and are contractually required to protect it. Specific vendor relationships are proprietary.
6. Data Security & Retention
We use commercially reasonable administrative, technical, and physical safeguards — including rate limiting, access controls, and log redaction — to protect your information. No method of transmission or storage is 100% secure.
Retention periods:
- Lead records (property details, offer estimate, consent timestamp, any contact info provided): up to 90 days from submission, longer if required by law or if you have an active relationship with us.
- SMS follow-up enrollment (phone, first name, zip, offer range, drip schedule): up to 60 days, or until you reply STOP.
- Market data cache (zip-level pricing): up to 7 days. Contains no personal information.
- Consent records (version ID and timestamp): may be retained beyond standard lead retention to demonstrate legal compliance.
- Server logs (IP, timestamps, request metadata): per our hosting provider's practices, typically up to 30 days.
7. Your Rights & Choices
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Correct inaccurate or incomplete information
- Delete your personal information, subject to legal retention requirements
- Opt out of SMS by replying STOP to any text
- Opt out of email via the unsubscribe link or by contacting us
- Clear browser storage (some features may stop working)
To exercise these rights, email info@instantcashoffergenerator.com. We will verify your identity before acting and may deny requests we cannot verify.
State privacy rights: Residents of California (CCPA/CPRA), Colorado (CPA), Virginia (CDPA), and other states with consumer privacy laws may have additional rights, including the right to know, delete, correct, appeal decisions where applicable, and not be discriminated against for exercising these rights.
Do Not Sell or Share My Personal Information: We do not sell your personal information and do not share it for cross-context behavioral advertising. We do not share mobile numbers with third-party marketers.
8. SMS & Text Messaging
If you provide your phone number, we may text you about your request, scheduling, or estimate updates, subject to applicable law and your express consent.
- Message frequency varies with your interaction and request status.
- Message and data rates may apply.
- Reply STOP to opt out (one-time confirmation, then no further messages).
- Reply HELP for help, or contact us directly.
- We do not share your mobile number with third-party marketers.
9. Children's Privacy
Our services are not directed to anyone under 18, and we do not knowingly collect information from minors. If we learn we have, we will delete it promptly.
10. Policy Updates
We may update this Policy and will revise the effective date. Continued use after changes constitutes acceptance.
11. Cookie Policy
This section supplements the Policy and describes our use of cookies and similar browser storage.
Essential cookies — used to maintain secure authenticated sessions and protect sign-in against cross-site request forgery. Set only for authorized internal users; never set for general visitors to the public offer form. Required for site security.
Optional cookies — set only if you use certain conveniences, such as address autocomplete (the Google Maps API may set its own cookies). You can avoid these by typing your address manually.
Browser storage (not cookies): the form uses sessionStorage to hold in-progress data locally. It is not transmitted independently and clears when you close the tab.
What we do NOT use: no analytics cookies, advertising cookies, tracking pixels, cross-site tracking, Google Analytics, or Facebook Pixel on the public offer form.
Managing your cookies: you can opt out of optional cookies at any time by (a) entering your address manually rather than using autocomplete, (b) blocking or deleting cookies in your browser settings, or (c) using your browser's "incognito" or "private" window. Blocking essential cookies does not affect the public offer form. You can also opt out of Google advertising cookies at Google Ad Settings or via the NAI opt-out tool.
California (CCPA/CPRA): none of our cookies or browser storage constitute a "sale" or "sharing" of personal information, and we do not use them for cross-context behavioral advertising. California rights in Section 7 still apply.
Nevada (NRS 603A): we do not sell covered information.
12. Geographic Restriction & U.S.-Only Service
ICOG operates exclusively within the United States and evaluates only U.S. properties. Site access is restricted to U.S. visitors via IP-based verification; non-U.S. visitors are redirected and cannot submit requests. This restriction reflects our operational and legal scope, not national origin.
VPN/proxy circumvention is prohibited under our Terms of Service. Data submitted through circumvention may be disregarded or deleted.
ICOG complies with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). California residents may exercise their rights via Section 7 or by emailing info@instantcashoffergenerator.com.
13. Contact Us
Instant Cash Offer Generator LLC · info@instantcashoffergenerator.com · Instant Cash Offer Generator LLC
We respond to verified requests within a commercially reasonable time.