1. Introduction
Instant Cash Offer Generator LLC ("ICOG," "we," "us," or "our") operates the Instant Cash Offer Generator website (the "Site"). This Privacy Policy explains what we collect, how we use it, and your choices. By using the Site or submitting a request, you agree to these practices.
2. Information We Collect
Information you provide:
- Your full name and phone number (required), and email address (optional)
- Property address, including any apartment, unit, or suite number, city, state, and zip code
- Property details: square footage, bedrooms, bathrooms, type, and condition rating
- Any follow-up communication you initiate via phone, SMS, or email
The offer request form collects your name and phone number, and optionally your email, so we can respond to your request, deliver your estimate, and contact you about it (see Section 3 and the consent you provide when submitting the form). You may also provide additional information if you reach out to us directly.
Information collected automatically:
- IP address and request metadata in server logs
- Browser, device, and operating system details
- Session and local browser storage used to track form progress and deliver your estimate
- Address lookup and market-data request details needed to return results and troubleshoot issues
Categories of personal information (California). In the past 12 months we have collected the following CCPA/CPRA categories: identifiers (name, phone number, email, IP address); customer records (the contact details you provide); general geolocation (the property address and zip you provide, and coarse location inferred from IP for U.S.-only access); internet/device activity (request metadata, browser and device details); and commercial information (your request and the preliminary estimate generated for you). We collect this from you, from your device, and from our service providers and public or licensed market-data sources; we use it for the purposes in Section 3 and disclose it to the recipients in Section 4. We do not collect Social Security numbers, financial-account numbers, precise geolocation, biometric information, or sensitive personal information for the purpose of inferring characteristics about you.
3. How We Use It
- Generate preliminary cash offer and listing-price estimates
- Respond to your inquiries and facilitate a potential purchase
- Contact you about your request by phone call, text message, or email, including through automated technology where permitted by law and consistent with the consent you provide (consent is not a condition of purchase; reply STOP to opt out of texts)
- Send SMS follow-ups you consented to (see Section 8)
- Improve our calculator and market-data tools
- Operate address autocomplete, verification, and market-data lookups
- Comply with law and prevent fraud
AI-generated estimates: We use AI and automated valuation models to produce preliminary estimates from the property and market data you provide. Results are informational only and are reviewed by our team before any final offer. We do not make significant decisions about you through automated processing without human review.
4. How We Share Information
We are not in the business of selling your personal information for money. We may share it as described below. Depending on how your request reaches us, some sharing with real-estate partners may be treated as a “sale” or “share” under certain state privacy laws, in which case you may opt out (see Section 7).
- With service providers who host the site, store operational data, communicate with you, protect the site, or supply estimate inputs
- With real-estate partners — if you submit a request through a partner-branded version of our form (for example, on a partner’s website) or where we work with a partner to evaluate or fulfill your request, we may share your request details and the contact information you provided with that partner so they can prepare an estimate and contact you about buying or listing your property. You may opt out of future partner sharing as described in Section 7.
- For legal compliance when required by law, court order, or government request
- In business transfers such as a merger, acquisition, financing, or asset sale (see below)
- With your consent for any other disclosure
Business transfers & change of control. If ICOG is involved in or evaluating a merger, acquisition, financing, investment, due-diligence process or negotiations toward any of these, corporate reorganization, change of control, joint venture, assignment, bankruptcy or insolvency proceeding, or a sale or transfer of all or part of our business or assets, your personal information — including lead records and any contact information you provided — may be among the assets reviewed, disclosed, or transferred to the prospective or actual counterparty, successor, or their professional advisors. Where required by applicable law, we will provide notice and any choices you are entitled to, and we will require that the recipient handle your information in a manner consistent with this Privacy Policy unless and until it provides you an updated notice.
5. Service Providers & Data Sources
We use vendors for hosting, communications, property and market data, address verification, storage, and AI. They process your information only to deliver our services and are contractually required to protect it. Specific vendor relationships are proprietary.
6. Data Security & Retention
We use commercially reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is 100% secure.
Retention periods:
- Lead records (property details, offer estimate, consent timestamp, any contact info provided): up to 90 days from submission, longer if required by law or if you have an active relationship with us.
- SMS follow-up enrollment (phone, first name, zip, offer range, drip schedule): up to 60 days, or until you reply STOP.
- Market data cache (zip-level pricing): up to 7 days. Contains no personal information.
- Consent records (version ID and timestamp): may be retained beyond standard lead retention to demonstrate legal compliance.
- Server logs (IP, timestamps, request metadata): per our hosting provider's practices, typically up to 30 days.
7. Your Rights & Choices
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Correct inaccurate or incomplete information
- Delete your personal information, subject to legal retention requirements
- Opt out of SMS by replying STOP to any text
- Opt out of email via the unsubscribe link or by contacting us
- Clear browser storage (some features may stop working)
To exercise these rights, email info@instantcashoffergenerator.com. We will verify your identity before acting and may deny requests we cannot verify.
State privacy rights: Residents of California (CCPA/CPRA), Colorado (CPA), Virginia (CDPA), and other states with consumer privacy laws may have additional rights, including the right to know, delete, correct, appeal decisions where applicable, and not be discriminated against for exercising these rights.
Do Not Sell or Share My Personal Information: We do not exchange your personal information for money, and we do not share it for cross-context behavioral advertising. As described in Section 4, we may share lead and contact information with real-estate partners. To the extent any such sharing is considered a “sale” or “share” under the CCPA/CPRA or similar state laws, you may opt out by emailing info@instantcashoffergenerator.com with the subject line “Do Not Sell or Share.” We do not share your mobile phone number with third parties for their own independent marketing unrelated to your request.
8. SMS & Text Messaging
If you provide your phone number, we may text you about your request, scheduling, or estimate updates, subject to applicable law and your express consent.
- Message frequency varies with your interaction and request status.
- Message and data rates may apply.
- Reply STOP to opt out (one-time confirmation, then no further messages).
- Reply HELP for help, or contact us directly.
- We do not sell your mobile number, and we do not share it with third parties for their own independent marketing unrelated to your request. If you submit through a partner-branded form or ask us to connect you with a real-estate partner, your contact details (including your phone number) may be shared with that partner to respond to your request, as described in Section 4 and subject to the consent you provide.
9. Children's Privacy
Our services are not directed to anyone under 18, and we do not knowingly collect information from minors. If we learn we have, we will delete it promptly.
10. Policy Updates
We may update this Policy and will revise the effective date. Continued use after changes constitutes acceptance.
11. Cookie Policy
This section supplements the Policy and describes our use of cookies and similar browser storage.
Essential cookies — required for core site functionality and security. These are used only when necessary and are not used for advertising or tracking.
Optional cookies — set only if you use certain conveniences, such as address autocomplete (the Google Maps API may set its own cookies). You can avoid these by typing your address manually.
Browser storage (not cookies): the form uses sessionStorage to hold in-progress data locally. It is not transmitted independently and clears when you close the tab.
Advertising measurement: we measure the performance of our advertising using first-party methods only — such as campaign tags (UTM parameters) in our own links and our own server-side records of how a request reached us. This does not involve sending your activity to advertising platforms.
What we do NOT use: no analytics cookies, advertising cookies, tracking pixels, cross-site tracking, Google Analytics, or Meta (Facebook) Pixel on the public offer form. We do not share your information with advertising platforms for behavioral advertising.
Managing your cookies: you can opt out of optional cookies at any time by (a) entering your address manually rather than using autocomplete, (b) blocking or deleting cookies in your browser settings, or (c) using your browser's "incognito" or "private" window. Blocking essential cookies does not affect the public offer form. You can also opt out of Google advertising cookies at Google Ad Settings or via the NAI opt-out tool.
California (CCPA/CPRA): none of our cookies or browser storage constitute a "sale" or "sharing" of personal information, and we do not use them for cross-context behavioral advertising. California rights in Section 7 still apply.
Nevada (NRS 603A): we do not sell covered information.
12. Geographic Restriction & U.S.-Only Service
ICOG operates exclusively within the United States and evaluates only U.S. properties. Site access is restricted to U.S. visitors via IP-based verification; non-U.S. visitors are redirected and cannot submit requests. This restriction reflects our operational and legal scope, not national origin.
VPN/proxy circumvention is prohibited under our Terms of Service. Data submitted through circumvention may be disregarded or deleted.
ICOG complies with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). California residents may exercise their rights via Section 7 or by emailing info@instantcashoffergenerator.com.
13. Contact Us
Instant Cash Offer Generator LLC · info@instantcashoffergenerator.com · Instant Cash Offer Generator LLC
We respond to verified requests within a commercially reasonable time.